I have been using TopCashback for about three years now. Not every month, but whenever I am buying something big or doing the weekly shop.
Here is my honest take.
What Is TopCashback?
TopCashback is essentially a middleman between you and retailers. You click through their site, shop as normal, and get a percentage of your spend back. Nothing fancy.
The best part? It is completely free to join.
The Current Offer (March 2026)
Right now, new members can grab £20 just for signing up and earning £10 in cashback.
On top of that, you get £30 per referral when you invite friends.
Grab Your Free £20
How It Actually Works
- Sign up for free using the link above
- Click through to a retailer when you are ready to buy
- Shop as normal (make sure cookies are enabled)
- Cashback tracks (can take a few days to weeks)
- Withdraw once you hit £10
That is it. No catch.
What Can You Earn Cashback On?
- Broadband and Mobile – Got £45 back
- Insurance – Got £38 back
- High Street Shopping – Nike, ASOS, Boots
- Travel – Got £22 back
The Referral Side Hustle
Refer a friend and get £30 (PLUS) or £25 (CLASSIC).
PLUS vs CLASSIC
CLASSIC is free. PLUS is £5 a year and pays for itself quickly.
Things That Annoy Me
- Tracking fails – It happens. A few times my cashback has not tracked.
- Waiting times – Some cashback takes weeks to appear.
- Ad blockers – Make sure they are off or cashback will not track.
Is It Worth It?
Yes, if you shop online. I have made around £300-400 over three years.
Other Ways to Earn Free Money
How to Get Started
- Join via my referral link (your friend gets £20, you get £30 when they earn £10)
- Download the browser extension
- Check TopCashback before buying anything online
- Withdraw when you hit £10
Have questions? Drop them below.