I have been using TopCashback for about three years now. Not every month, but whenever I am buying something big or doing the weekly shop.
Here is my honest take.
What Is TopCashback?
TopCashback is essentially a middleman between you and retailers. You click through their site, shop as normal, and get a percentage of your spend back. Nothing fancy.
The best part? It is completely free to join.
The Current Offer (March 2026)
Right now, new members can grab £20 just for signing up and earning £10 in cashback.
On top of that, you get £30 per referral when you invite friends.
Grab Your Free £20
How It Actually Works
- Sign up for free using the link above
- Click through to a retailer when you are ready to buy
- Shop as normal (make sure cookies are enabled)
- Cashback tracks (can take a few days to weeks)
- Withdraw once you hit £10
That is it. No catch.
What Can You Earn Cashback On?
- Broadband and Mobile – Got £45 back
- Insurance – Got £38 back
- High Street Shopping – Nike, ASOS, Boots
- Travel – Got £22 back
The Referral Side Hustle
Refer a friend and get £30 (PLUS) or £25 (CLASSIC).
PLUS vs CLASSIC
CLASSIC is free. PLUS is £5 a year and pays for itself quickly.
Things That Annoy Me
- Tracking fails – It happens. A few times my cashback has not tracked.
- Waiting times – Some cashback takes weeks to appear.
- Ad blockers – Make sure they are off or cashback will not track.
Is It Worth It?
Yes, if you shop online. I have made around £300-400 over three years.
Other Ways to Earn Free Money
How to Get Started
- Join via my referral link (your friend gets £20, you get £30 when they earn £10)
- Download the browser extension
- Check TopCashback before buying anything online
- Withdraw when you hit £10
Have questions? Drop them below.
There are plenty of other ways to boost your income alongside this method. If you want to explore more options, check out our UK beermoney megalist which covers over £1,450 in available offers right now. Every little helps — and most of these take less than 20 minutes to set up.
There are plenty of other ways to boost your income alongside this method. If you want to explore more options, check out our UK beermoney megalist which covers over £1,450 in available offers right now. Every little helps — and most of these take less than 20 minutes to set up.